ADFP Practice Test – Comprehensive Exam Prep 2025

Question: 1 / 400

Is Medicare a federal health insurance plan for individuals who are 62 years or older?

True

False

Medicare is not limited to individuals who are 62 years or older. It primarily serves people aged 65 and older, but it is also available to younger individuals who qualify due to disabilities or specific health conditions, such as End-Stage Renal Disease or Amyotrophic Lateral Sclerosis (ALS). Therefore, the assertion that Medicare is exclusively for those aged 62 and older is inaccurate, making the statement false.

Additionally, while retirement status can influence eligibility for some portions of Medicare, such as Part A, the program itself is designed to provide coverage for a broader range of individuals based on age or medical condition, rather than solely focusing on retirement. This underscores the importance of recognizing that Medicare encompasses a wider demographic than merely senior citizens, especially those who are retired.

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Only for retired individuals

Only for senior citizens with disabilities

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